If you’re discussing retirement planning and someone starts talking about a three-legged stool, don’t start searching for a place to put your feet up. The concept of the “three-legged stool” is about making sure your retirement plans are on steady ground.

Retirement income generally comes from three sources: government programs, your employer pension plan, and your personal savings. If one “leg” comes up short, it leaves your stool unstable.

Government Programs

In Canada, there are two main sources of retirement income-…Read More

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